Retail Credit Risk Management and Control

Start Date End Date Venue Fees (US $)
03 May 2026 Istanbul, Turkey $ 4,500 Register
02 Aug 2026 Manama, Bahrain $ 4,500 Register
20 Dec 2026 Dubai, UAE $ 3,900 Register

Retail Credit Risk Management and Control

Introduction

Analytical credit risk in retail lending is the focus of this course with practical examples of scoring systems. Both application scoring and behavior scoring are covered together with segmentation (pooling). The best practice is examined for the measurement and management of credit risk in the retail area including small business lending, revolving, consumer and car loans, and mortgages. The training explains modern retail banking within the Basel II framework and presents best practices in the areas of identification, measurement, and management of retail credit risk.

Objectives

    • Learn best practice approaches for retail credit risk management
    • Explore the latest quantitative credit measurement and management techniques for the retail credit sector
    • Get familiar with the probability of default and loss gave default at the segment level

Training Methodology

This is an interactive course. There will be open question and answer sessions, regular group exercises and activities, videos, case studies, and presentations on best practices. Participants will have the opportunity to share with the facilitator and other participants on what works well and not so well for them, as well as work on issues from their own organizations. The online course is conducted online using MS-Teams/ClickMeeting.

Who Should Attend?

Credit officers and managers, credit risk managers, credit risk analysts, credit risk controllers, credit auditors, credit administrators, retail banking managers, finance managers, financial controllers, risk managers, portfolio managers, auditors/internal auditors, Basel II project team members, compliance officers, financial and systems analysts.

Course Outline

  • The foundation
  • Modern scoring techniques
  • Risk di­erentiation and pricing
  • Capital for retail risk
  • Probability analysis

Accreditation

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